Insurance for Expats in Türkiye

Compare practical insurance options for residence applications, foreign-plated vehicles and homes in Türkiye.

Tell us what you need and Ikamet Sigorta will request the information required for an appropriate quotation.

Choose an insurance product

Start with the policy type that matches your residence, vehicle or property needs.

Foreign Plate Insurance

Yabancı Plakalı Araç Sigortası

Mandatory third-party motor cover for eligible foreign-plated vehicles driven in Türkiye.

Policy duration and available protection depend on the vehicle, registration and time required in Türkiye.

From ₺1,000

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DASK Earthquake Insurance

Zorunlu Deprem Sigortası (DASK)

Compulsory earthquake insurance for eligible residential properties in Türkiye.

Premiums depend on official tariff factors including location, construction type, property size and other policy details.

Price on enquiry

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Property Insurance

Konut Sigortası

Optional protection for risks and losses that may extend beyond compulsory DASK cover.

Available protections, exclusions and limits vary by insurer and are governed by the issued policy documents.

Price on enquiry

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Residence permit cover

Health insurance for your application

Foreign health insurance for Türkiye residence permits, with one- or two-year policies aligned to your requested permit period.

One- or two-year YSS policies for residence applications

Policy dates aligned with your intended permit period

English support from quotation to policy issue

Application-ready policy documents sent digitally

Compare available premiums before you buy

Get a quote

Foreign-plated vehicle cover

Foreign plate insurance for Türkiye

Foreign plate insurance for visitors driving in Türkiye when their Green Card does not provide valid nationwide motor cover.

Cover for foreign-plated vehicles visiting Türkiye

Nationwide third-party liability cover in 81 provinces

Flexible 1, 3, 6 or 12-month policy terms

Green Card validity checked before cover is arranged

English support with vehicle and policy documents

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Insurance support you can use

Understand what you are buying and keep the policy aligned with its intended purpose.

English support

Understand the quotation, insurer, policy period and next steps before purchasing.

Turkish insurers

Policies are arranged through authorised insurance intermediaries and relevant insurers.

Residence coordination

Align eligible health-policy dates with the permit period you intend to request.

Renewal support

Review renewal timing before a policy expires and avoid an unintended coverage gap.

How getting covered works

Quotations and required information vary by product and insurer.

1

Choose the product

Select health, foreign plate, DASK or property insurance.

2

Provide the details

Share the applicant, vehicle or property information needed for pricing.

3

Review the quotation

Check the insurer, period, premium, limits, exclusions and conditions.

4

Issue the policy

Complete payment and receive the official policy documents.

Get the right quotation for your situation

Use the secure insurance application or speak with Ikamet before choosing a policy.

Insurance is arranged through authorised intermediaries and underwritten by the relevant insurer. Coverage is governed solely by the policy documents.

Insurance FAQ

Is health insurance required for a residence permit?

Applicants generally need valid health cover for the requested permit period unless an accepted exemption or alternative coverage applies.

What is foreign plate insurance?

It is mandatory third-party motor cover for eligible vehicles registered outside Türkiye and driven on Turkish roads.

What is DASK insurance?

DASK is compulsory earthquake insurance for eligible residential buildings. Cover, limits and pricing follow the applicable official tariff.

Can I purchase insurance without a residence permit?

Some products may be available before residence approval. Eligibility and required information depend on the product and insurer.

Does the displayed price apply to everyone?

No. Starting prices are indicative. The final premium depends on applicant, vehicle, property, duration and insurer underwriting details.

How do I request a quote?

Use the secure insurance application or contact Ikamet. We will request the information needed for the relevant product.