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Foreign Plate Insurance in Türkiye

Get compulsory motor cover for a foreign-plated vehicle, with English support before you drive or cross into Türkiye.

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Passport and vehicle registration are usually all we need to start.

Compulsory motor cover

Cover before you cross

Foreign-plated vehicles need third-party motor insurance valid throughout Türkiye. We arrange flexible cover for eligible vehicles and nationalities.

1, 3, 6 or 12-month terms Valid across all 81 provinces Digital policy documents English application support
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Vehicle categories

Choose the closest vehicle type

The insurer’s official category determines the available periods and premium.

Car / SUV Passenger cars and SUVs
Pickup truck / van Pickups, vans and camper vans
Motorcycle Scooters, mopeds and motorcycles
Semi-truck / tractor Tractor units and semi-trailers
Minibus Passenger vehicles with 10–17 seats
Special purpose Motorhomes, motorcoaches and overland vehicles

Simple application

How getting covered works

Get the correct category, start date and policy documents before you travel.

1

Choose the vehicle and term

Select the official vehicle category and the 1, 3, 6 or 12-month period you need.

2

Upload two documents

Provide a clear copy of the policyholder’s passport and the vehicle registration.

3

Review the live quotation

Check the insurer, start date, premium, limits and optional protections before paying.

4

Receive the policy pack

We send the policy, accident-report form and practical regulations guide digitally.

Need cover today? Most orders are processed from 15 minutes to 2 hours. Future-dated policies are processed by 10:00 TRT on the selected start date.

At Turkish customs

Bring the documents, plus patience

Some crossings are smooth; summer peaks and document checks can take hours. A complete file keeps the avoidable delays out of your journey.

Passport or accepted identity document

Original vehicle registration

Driving licence valid for the vehicle class

Motor insurance valid throughout Türkiye

Residence evidence when claiming a longer allowance

Pension, rental, company or proxy documents when applicable

Document requirements depend on ownership, residence, pension, rental, company and proxy circumstances. Customs makes the final decision.

Vehicle stay allowance

How long can the vehicle stay?

Your personal entry allowance and the vehicle’s customs allowance are separate calculations.

Qualifying overseas residents

Up to 730 days Requires overseas residence and normally at least 185 days abroad in the preceding year.

Foreigners with Turkish residence

Capped by permit term The customs allowance cannot extend beyond the eligible residence-permit period.

Visitors without residence

90 days in 180 Recent use is deducted from the available rolling allowance.

Company vehicle by proxy

Up to 90 days Company and authorisation evidence must meet the customs requirements.
Overseas pensioners have special rules—not an automatic four-year entry.

Eligible pensioners may receive exemptions and can renew a two-year allowance under stated conditions. Carry recognised pension evidence and verify eligibility before travel.

Who may drive

The vehicle cannot simply be lent out

The customs permit holder may drive. While that holder is in Türkiye, an overseas-resident spouse, parent, grandparent, child or grandchild may also drive with evidence of residence and relationship.

A Türkiye-resident person generally cannot drive it. A narrow emergency exception may apply while the permit holder is in the vehicle.

Carry proofKeep identity, residence and relationship evidence in the vehicle.

Owner leaving Türkiye?Submit the required no-use undertaking or surrender the vehicle to customs.

Unauthorised useCan lead to separate penalties, the vehicle being stopped and customs action.

What the policy covers

Compulsory cover for every vehicle category

Every eligible policy includes Türkiye’s statutory third-party liability protections. It does not normally cover damage to your own vehicle.

All eligible vehicle categories

Core compulsory protection

Verified policy limits
29 July 2026
Third-party property damage ₺400,000 per vehicle
₺800,000 per accident
Injury and death liability ₺3,600,000 per person
Accident total varies by category
Healthcare-expense liability ₺3,600,000 per person
Accident total varies by category
Four policy categories currently available

Verified category comparison

Choose a category to see its 2026 statutory limits and the assistance benefits found in the reviewed live policy.

Official vehicle group

Motor vehicles used to carry people

Passenger cars and SUVs

Property damage
₺400,000 per vehicle
₺800,000 per accident
Healthcare expenses
₺3,600,000 per person
₺18,000,000 per accident
Injury and death
₺3,600,000 per person
₺18,000,000 per accident
Accident assistance
Included
Verified in the reviewed policy
Official 2026 statutory limits View SEDDK limits

Accident assistance includes verified accident towing, recovery, medical advice and emergency ambulance—not ordinary breakdown assistance.

Limits and assistance benefits are based on reviewed live policies and may change. “Not listed” means the benefit was not included in the reviewed policy. Your quotation and issued policy always control.

Optional protection

Add cover only where it helps

Compulsory MTPL protects third parties. These extras have separate eligibility, limits, exclusions and prices.

Roadside assistance

Towing, recovery and selected breakdown services vary by vehicle, age and assistance plan.

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Personal accident

Optional lump-sum cover for accidental death or permanent disability, subject to policy terms.

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Travel insurance

Request travel medical, cancellation and assistance options separately from vehicle cover.

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Kasko and İMM

Own-damage and extended liability options are quotation-based and may not be available for every vehicle.

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If an accident happens

Know when the paper report is valid

For a material-damage-only collision, photograph the scene before moving vehicles. Drivers may complete and sign the report when everyone agrees and no exclusion applies.

Open accident report

Contact traffic police or gendarmerie when:

  • Anyone is injured or dies
  • A driver is unlicensed, underage or suspected of alcohol or drugs
  • A vehicle lacks valid compulsory cover
  • Public property or an uninvolved third party’s property is damaged
  • Drivers disagree about the accident

Nationwide service

Cover for land and vehicle-ferry arrivals

We serve eligible vehicles entering at Turkish customs points. Routes and operating arrangements can change.

EuropeKapıkule, Hamzabeyli, Dereköy, İpsala and Pazarkule
CaucasusSarp, Türkgözü and Aktaş
Eastern routesGürbulak, Kapıköy, Esendere and Habur
Vehicle ferriesEligible vehicle-ferry arrivals at Turkish customs ports

Official online services

Before arrival, on the road and before departure

Complete the right checks at each stage to avoid preventable border delays, toll penalties and departure problems.

Before arrival

Submit the vehicle pre-declaration

Submit the official vehicle pre-declaration up to 15 days before arrival to reduce avoidable processing time at customs.

Open pre-declaration

Before departure

Check the record and any liabilities

Pay outstanding tolls before customs. Leaving without the vehicle requires customs custody or an official no-use undertaking.

  • Customs custody pauses the vehicle allowance
  • A no-use undertaking does not pause it, and nobody may drive
Manage vehicle undertaking Pay foreign-vehicle charges

Do not wait for the border. Unpaid tolls and penalties can prevent a foreign-plated vehicle from leaving Türkiye. KGM provides a 15-day period to open or fund HGS, or pay the passage, before the normal penalty escalation.

Useful entry rules

Details that can change the border decision

These official rules are useful, but customs confirms the allowance and supporting evidence at entry.

One-month entry exception

Eligible EU, EFTA, UK and Northern Ireland residents may receive one month at entry in limited circumstances, once per 365 days.

One vehicle per person

Only one temporarily imported vehicle is allowed. Turkish and foreign passport records are assessed together.

A trailer may accompany it

A trailer or non-motorised caravan may enter with an eligible personal-use vehicle when customs conditions are met.

Customs registration is free

The temporary customs registration itself has no fee. Insurance, tolls, penalties and other services remain separate.

Check the 185-day residence test before travelling

The Ministry of Trade’s e-Devlet service shows the overseas-residence record used for vehicle-entry eligibility.

Open official check

Official services

Check the record, rules and forms

Government services open in a new tab so you can keep this guide available.

Check the 185-day residence testUse the Ministry of Trade service to review your recorded overseas-residence eligibility.
Check your foreign vehicle recordReview the recorded vehicle and complete eligible undertakings online.
Pay foreign-vehicle liabilitiesUse the Revenue Administration’s foreign-vehicle payment service.
Read the official vehicle guidanceReview current customs rules for passenger-accompanied vehicles.
Download the accident reportKeep a blank material-damage accident report in the vehicle.

Foreign plate insurance FAQ

Is foreign plate insurance required in Türkiye?

A foreign-plated vehicle needs third-party liability cover valid in Türkiye. If its Green Card is not valid here, arrange local cover.

What do I need to buy a policy?

For the quotation and policy, Ikamet generally needs a valid passport and vehicle registration. The insurer may request additional details.

How long can a foreign-plated vehicle stay in Türkiye?

Qualifying overseas residents may receive up to 730 days. Visitors without a Turkish residence permit generally receive 90 days in 180.

Do pensioners automatically receive four years?

No four-year entry is automatic. Eligible overseas pensioners may renew a two-year allowance when the official conditions are satisfied.

Who can drive the vehicle in Türkiye?

The permit holder may drive. Eligible overseas-resident spouses, parents, grandparents, children and grandchildren may also drive.

Can a Türkiye-resident friend drive my foreign-plated car?

Generally no. Emergency use may be allowed while the permit holder is in the vehicle. Unauthorised use can trigger customs action.

What happens if I leave Türkiye without the vehicle?

Before leaving, surrender the vehicle to customs or submit the required no-use undertaking. The vehicle must remain parked and cannot be driven.

What should I do after a road accident?

Photograph the scene first. Use the material-damage report only when permitted and agreed; otherwise contact traffic authorities.

Ikamet is a private company and is not affiliated with or acting on behalf of the Ministry of Trade, customs, police, gendarmerie or any government authority. This page provides general information, not legal advice or a guarantee of entry, vehicle allowance, insurance eligibility or claim outcome. The issued policy documents and the competent authority’s decision are binding.

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