Heading to Türkiye with a vehicle? Foreign Traffic Insurance is required for foreigners to drive legally and safely. At ikamet.com, we make it simple—get your automobile policy in minutes, delivered to your inbox. Drive with confidence!
How It Works
- Inquire: Questions? Get answers fast.
- Order & Pay: Purchase securely with a click.
- Complete the Form: After payment, fill out a quick form.
- Processing: Our team reviews your details. Policies start on your chosen date (issued 24/7). Need to adjust the date? Contact us immediately.
- Get Your Policy: Once stamped, it’s emailed to your registered email address. Need help? Reach us via email or WhatsApp.
In Case of an Accident
Prioritize safety first. Your policy email includes emergency numbers, claim filing steps, and a link to the issuer’s site. For claims, take photos of the accident—vehicles, signs, and surroundings—from all angles. We’ve got you covered!
Driving a Car You Don’t Own into Türkiye?
No worries! At Ikamet.com, we can insure you and the car’s owner on the same policy. We need the owner’s full name, passport number, and birth date. Add these in the message box, and upload both passports, plus an apostille power of attorney letting you drive. You’ll be covered and ready to go!
Why Ikamet.com?
- Fast, foreigner-friendly service.
- Reliable coverage, emailed instantly.
- Tailored solutions for all vehicles.
Pricing for Automobiles
Our pricing below is for automobiles (Cars / SUVs) only. Need insurance for a truck, motorcycle or campervan? Email or WhatsApp us for a fast estimate!
Drive legally in Türkiye today. Get insured now!
Foreign Plate Traffic Insurance FAQs
What should I select for my vehicle type if I’m unsure?
Just pick the category that fits your vehicle best! If you’ve got a sedan or SUV like a Toyota Corolla or Toyota RAV4, go with "Car / SUV." For a pickup or van like a Toyota Hilux or Ford Transit, choose "Truck / Van." If you’re on a 2 or 3-wheeler, like a road bike (e.g., scooters, mopeds, sport bikes) or a touring bike (e.g., long-distance bikes), select "Motorcycle." And for a converted van like a Ford Transit or Mercedes Sprinter conversion, pick "Camper Van." Still unsure? Take a quick look at your vehicle’s registration document to confirm.
When is compulsory traffic insurance required for foreign vehicles?
Compulsory traffic insurance is mandatory for vehicles with foreign license plates upon entering Turkey. It activates at the border and ensures legal protection throughout your journey.
How long should foreign vehicle insurance last?
The insurance duration aligns with your stay in Turkey. Select a short-term policy for brief visits or extend it for longer trips—options include:
- 1 month
- 3 months
- 6 months
- 12 months
For cars, keeping you covered seamlessly.
What does compulsory traffic insurance cover?
This insurance protects against damages and injuries from traffic accidents, covering other vehicles and passengers. It excludes repairs to your own vehicle—consider extra coverage, like for Turkish plates once acquired, if eligible. Vehicle types vary for limits.
Insurance Coverages and Limits (TRY):
- Property Damage per Vehicle: 300,000.00
- Property Damage per Accident: 600,000.00
- Disability and Death per Person: 2,700,000.00
- Disability and Death per Accident: 13,500,000.00
- Medical Expenses per Person: 2,700,000.00
- Medical Expenses per Accident: 13,500,000.00
- Assistance (Assistance Service)
- Medical Consultation and Emergency Ambulance Service
How does insurance handle accidents with foreign plates?
In an accident, your compulsory traffic insurance covers damages to others involved. The insurer manages claims and compensates within your policy’s scope.
Is traffic insurance uniform for all vehicles in Turkey?
Yes, compulsory traffic insurance applies to all vehicles, including foreign ones. Extras like multilingual support enhance the experience for international drivers.
How do I get and activate my insurance policy?
Secure your policy online at Ikamet.com. It takes effect immediately after payment, on your selected start date, activating when your vehicle enters Turkey for the specified period.
How can I renew my traffic insurance online?
Renewal is straightforward—contact Ikamet.com via email or WhatsApp before expiration, update your details, and pay. Your coverage continues without interruption.
What isn’t covered by compulsory traffic insurance?
Damage to your own vehicle isn’t covered. It focuses solely on third-party damages, medical costs, and compensation. Add comprehensive insurance for full protection.
Are all passengers covered in a foreign vehicle?
Yes, all passengers in your vehicle are protected. The policy covers their medical expenses and damages from a traffic accident.
What if I lose my insurance policy?
Lost your policy? Contact your insurer or Ikamet.com’s customer service for a swift replacement to maintain coverage.
Which companies offer insurance for foreign vehicles in Turkey
Not all Turkish insurers offer compulsory traffic insurance for foreign license plates—it’s a niche product. Only select licensed agencies, contracted for expats and visitors, provide it. Choose Ikamet.com for reliable coverage as a registered and licensed agency designed for expats in Turkey and international drivers.
Can I get insurance if I’m driving a car I don’t own into Türkiye?
Yes, no worries! We can insure you and the car’s owner on the same policy. We need the owner’s full name, passport number, and birth date. Add these in the message box, and upload both passports plus an apostille power of attorney letting you drive. You’ll be covered and ready!
What additional insurance coverages are available and how much do they cost?
We recommend the following add-ons for extra peace of mind:
- Traffic Accident Complementary Health Insurance (Trafik Kazası Tamamlayıcı Sağlık Sigortası, for SSI/SGK holders): Covers accidents as a driver, passenger, or pedestrian, including slip-and-fall incidents.
- Personal Accident Insurance (Ferdi Kaza Sigortası, for non-SSI holders): Offers financial support for injuries or disability—even as a passenger in another vehicle.
Annual costs typically range from 700 to 1000 TL, varying by age, coverage limits, and activities (e.g., skiing, trekking, sky sports, slip and falls). Consider adding these policies during checkout or contact Ikamet.com for more details.
How much does traffic insurance cost for a foreign-registered automobile (Cars / SUVs)?
Premiums vary by stay length and policy scope. As of March 2025, examples for cars (automobile) include:
- 1 month for 1000 TL
- 3 months for 1500 TL
- 6 months for 4500 TL
- 12 months for 7500 TL
Get your custom quote at Ikamet.com—rates vary by vehicle details, subject to Ikamet.com’s discretion.
How much does traffic insurance cost for a foreign-registered motorcycle?
Premiums depend on stay length. As of March 2025, examples include:
- 1 month: 500 TRY
- 3 months: 600 TRY
- 6 months: 800 TRY
- 12 months: 1,200 TRY
Get your custom quote at Ikamet.com—rates vary by vehicle details, subject to Ikamet.com’s discretion.
How much does traffic insurance cost in Turkey for a foreign-registered truck, panel van, or camper van, such as a Mercedes Sprinter or Toyota Hilux?
Costs vary by duration. As of March 2025, examples include:
- 1 month: 4,150 TRY
- 3 months: 4,250 TRY
- 6 months: 7,500 TRY
- 12 months: 15,000 TRY
Get your custom quote at Ikamet.com—rates vary by vehicle details, subject to Ikamet.com’s discretion.
Are there added fees for foreign credit card payments?
- Yes, a 5% surcharge and 100 TRY fee apply.
- No fees apply with Turkish credit cards or TRY IBAN bank transfers.