Ikamet Sigorta offers health insurance coverage at competitive rates to foreigners living in Turkiye. (Yabancı Sağlık Sigortası)

For Residency Applications.

Tailor-Made Policy Choice.

Insurance for up to Age 70.

Health Insurance Coverage

Inpatient Treatment.

Sigorta offers coverage for intensive care and inpatient treatment expenses for all necessary and other services, including physician, operating room, bed and food, companion, all types of medical equipment, medication, and treatment of illnesses and complications within the hospital admission and discharge period for all inpatient treatments with or without surgery.

Hospital Bed and Food.

Sigorta offers coverage for physiotherapy expenses following surgery or intensive care.

Intensive Care.

Sigorta offers coverage for treatment expenses in the intensive care unit.

Outpatient Diagnosis and Treatment.

Sigorta offers coverage within the annual limits and limits reimbursement percentages stated in the policy for physician examination; medication and vaccination; all types of laboratory examinations, including X-ray; physiotherapy and rehabilitation; advanced diagnosis methods for outpatient diagnoses and treatments. The coverage also extends to advanced diagnosis methods and medical observation expenses for inpatients and outpatients.

Auxiliary Medical Equipment.

Sigorta offers coverage within the annual limits and limits reimbursement percentages stated in the policy for medical equipment for individual use. This includes braces, elastic bandages, orthopaedic boots, arch support, corsets, compression socks, neck collars, knee braces, donut cushions, and hearing aids, which of which provide support to the body externally and are used only for medical purposes.

It also extends to cover materials used in burn and scar treatment following an accident or illness during the insurance period.*Auxiliary Medical Equipment Coverage is paid by deducting from the outpatient treatment coverage limit.

Frequently asked questions

Looking for more info? Here are some things we're commonly asked

What is Foreign Health Insurance Coverage?

Foreign health insurance coverage within the limits and coverage determined by the Undersecretariat of Treasury, inpatient treatment coverage is 100% without limit, outpatient treatment coverage is 20% contribution share with a limit of 5000 TL. There is a waiting period of 9 months for inpatient treatments and 6 months for outpatient treatments.

I Have a Foreign Health Insurance Policy Can My Children Benefit?

No, a policy must be issued for each family member.

Can a Foreign Health Policy be Canceled?

Yes, it can only be canceled if the conditions in accordance with the relevant legal circular are met.

Which hospitals are eligible for foreign health insurance?

Valid in private hospitals contracted by insurance companies with the Foreign Health Insurance product.

Is Foreign Health Insurance Compulsory?

Yes, it is an insurance that must be submitted to the immigration administration for residence permit applications of foreign nationals aged 18-65.

What is the Duration of Foreign Health Insurance?

Foreign Health Insurance is issued for 1 and 2 years.

Is foreign health insurance valid in a public hospital?

No, but billing as a non-contracted institution may be considered by the insurance company.

Who Can Buy Foreign Health Insurance?

Foreign citizens between the ages of 0-70 who are in Turkey can purchase.

Foreign Health Insurance

Foreign health insurance, which is mandatory for foreign nationals who want to obtain a residence permit in our country, is a type of insurance that covers health expenses that may occur as a result of illness and accident: within the coverage limits during the policy period determined in the obligations of the "Circular on private health insurances to be taken out in residence permit requests 9/2014".

"Foreign Health Insurance" is one of the most important documents required for foreign nationals to live in our country. Applications of persons without foreign health insurance are not approved.

Who is Covered by Foreign Health Insurance?

  1. Foreign nationals who wish to live in Turkey,
  2. Foreign nationals seeking a work permit in Turkey,
  3. Foreign students who want to study in Turkey.

Foreign nationals who are traveling to our country for a short period of time or who will come to our country for holiday purposes are required to have an incoming policy when entering our country from abroad.

What Should You Know About Foreign Health Insurance?

  1. It is a compulsory insurance included in the residence application documents. 
  2. Policy coverage is the same for every insurance company.
  3. People up to the age of 70 who want to live in Turkey can benefit from the policy. 
  4. The policy covers inpatient and outpatient treatment. 

Which Coverages Does Foreigners' Health Insurance Cover?

A. Inpatient Treatment Coverage; covers conditions that require hospitalization.

B. Outpatient Treatment Coverage; It covers conditions that do not require hospitalization.

Based on this information, the following services are included in the Foreign Health Insurance policy coverage;

  1. Treatment costs in adverse situations such as illness or accident,
  2. Hospitalization,
  3. Doctor,
  4. Intensive care,
  5. Testing, medication and physical therapies,
  6. Dialysis,
  7. Chemotherapy,
  8. Home care services,
  9. Accompanying expenses,
  10. Endoscopy,
  11. MRI and other radiographic procedures,
  12. Angiography,
  13. Expenses such as dressings and plaster casts.
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